Check Out These Two Great New Informational Books!

2011 Informational Series: Social Media

This edition of the 2011 Informational Series includes 4 articles focused on the implementation of social media marketing techniques for the self-storage industry. Mini-Storage Messenger’s Informational Series provides value-added article bundles focused on specific self-storage topics.


2011 Informational Series is available in PDF format only.

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2011 Informational Series: Finance
This edition of the 2011 Informational Series includes 10 articles focused on financing issues for the self-storage industry. Mini-Storage Messenger’s Informational Series provides value-added article bundles focused on specific self-storage topics.




2011 Informational Series is available in PDF format only.

Only $ 34.95
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MINICO WEBINAR OFFERS INFORMATION ABOUT SELF-STORAGE RISK MANAGEMENT AND TENANT INSURANCE

PHOENIX, ARIZ. – On February 17, 2011, representatives from MiniCo Insurance Agency, LLC, will present the free webinar Tenant Insurance: A Critical Piece of Your Risk Management Plan for self-storage professionals. The speakers will be Jim Clemmensen, MiniCo’s Senior Vice President of Insurance Operations, and Keith McConnell, MiniCo’s Client Development Manager. The presentation will discuss the risk management benefits of offering tenant insurance to self-storage customers. Topics will include the following:
• Strengthening your overall risk management plan through tenant insurance

• How tenant insurance provides good customer service to your tenants

• Lowering some risks of having a claim on your commercial insurance

• Reducing involvement by facility personnel if a tenant’s property is damaged or stolen

• Promptly resolving tenant claims

MiniCo’s Poppy Behrens will moderate the discussion as part of the Mini Storage Messenger Self-Storage Webinar Series. For more information or to register, visit www.ministoragemessenger.com. Online registration is required for this free live event.
MiniCo Insurance Agency, LLC, publishes the Mini-Storage Messenger, the leading monthly trade magazine covering the global self-storage industry. Other publications include Self Storage Now!, Mobile Self-Storage Magazine, RV & Boat Storage Today, Self-Storage Canada, the Self-Storage Almanac, the Self-Storage Construction & Renovation Handbook, and the Self Storage Buyer’s Guide.
Since 1974, Phoenix-based MiniCo Insurance Agency, LLC, has been a self-storage leader providing superior specialty insurance programs, informative publications and valuable products and services created expressly for the self storage industry.
For More Information:

MiniCo Insurance Agency, LLC – http://www.minico.com/

CLICK HERE TO REGISTER FOR THIS FREE WEBINAR

TENANT INSURANCE AND RISK MANAGEMENT THE FOCUS OF NEXT MINICO WEBINAR

PHOENIX, ARIZ. – Recent industry surveys indicate that as many as 70 percent of all self storage facilities do not make insurance available to their tenants. This statistic demonstrates that the majority of facility owners and managers do not yet understand that offering tenant insurance is a critical part of an operation’s risk management plan. On February 17, 2011, MiniCo Insurance Agency, LLC, will sponsor the free webinar Tenant Insurance: A Critical Piece of Your Risk Management Plan for self-storage professionals who are interested in learning about the importance of offering a tenant insurance program to their customers. MiniCo’s Jim Clemmensen, Senior Vice President of Insurance Operations, and Keith McConnell, Client Development Manager, will discuss the following topics:

• Strengthening your overall risk management plan through tenant insurance

• How tenant insurance provides good customer service to your tenants

• Lowering some risks of having a claim on your commercial insurance

• Reducing involvement by facility personnel if a tenant’s property is damaged or stolen

• Promptly resolving tenant claims

The webinar will be moderated by MiniCo’s Poppy Behrens as part of the Mini Storage Messenger Self-Storage Webinar Series. For more information or to register, visit www.ministoragemessenger.com. Online registration is required for this free live event.

MiniCo Insurance Agency, LLC, publishes the Mini-Storage Messenger, the leading monthly trade magazine covering the global self-storage industry. Other publications include Self Storage Now!, Mobile Self-Storage Magazine, RV & Boat Storage Today, Self-Storage Canada, the Self-Storage Almanac, the Self-Storage Construction & Renovation Handbook, and the Self Storage Buyer’s Guide.

Since 1974, Phoenix-based MiniCo Insurance Agency, LLC, has been a self-storage leader providing superior specialty insurance programs, informative publications and valuable products and services created expressly for the self storage industry.

For More Information:

MiniCo Insurance Agency, LLC – http://www.minico.com/

CLICK HERE TO REGISTER FOR THIS FREE WEBINAR

Does Your Facility Have All The Coverage It Needs?

Since 1974, MiniCo has focused on providing quality property and casualty insurance products for this unique risk. MiniCo is committed to distributing these products through independent insurance agents. Today, over 2,000 independent agents access the MiniCo programs. The MiniCo team is dedicated to continually enhancing our business for the agent and insured through excellent customer care, educational media, ease-of-doing business initiatives and enhanced product offerings.

Coverage Highlights

MiniCo’s self storage specialty property and casualty insurance provides superior coverage specifically designed for the unique exposures of self storage businesses.


SPECIALTY COVERAGE
Customers Goods Legal Liability (optional)

• Coverage against loss or damage to customers’ personal property for which the insured may become legally liable, including property stored in the open.

• Includes defense against allegations.

• Limits available from $25,000 to $1,000,000.

Sale And Disposal Liability ($10,000 included)

• Coverage for claims against the insured for negligent acts arising from the lockout, sale, removal or disposal of customers’ property when reclaiming rented space for which rental or other charges are delinquent or unpaid.

• Includes defense against allegations.

• Limits available from $10,000 to $1,000,000.

Limited Pollutant Removal (optional)

• Pays for costs to remove pollutants from a storage unit required by the appropriate statutory authority. Coverage is afforded to all the spaces at the insured facility, not just to units that are rented after the date of coverage. Also, for facilities over 1,000 units, limits of $100,000/$200,000 and $200,000/$400,000 are available.

• Limits of $25,000/$100,000 and $50,000/$200,000 available.

BUSINESS PROPERTY AND BUSINESS INCOME
Coverage is provided for the following exposures:

• Buildings and structures including fences, building glass, signs, walks and roadways, and buildings under course of construction.

• Business personal property including mini-computer equipment.

• Business income (actual loss incurred up to 15 months; higher options available).

Coverage features include the following:

• Replacement cost coverage.

• No co-insurance clause.

• Deductible options of $1,000, $2,500, $5,000, $10,000 and $25,000.

• Business income coverage includes extra expenses.

• Extended business income is included up to 180 days beyond the date of repair or replacement.

Additional coverage is provided for the following exposures:

• $25,000 pollutant cleanup and removal (must result from a covered loss and be reported within 180 days). May be increased up to $100,000.

• $10,000 for employees’ personal property (may be increased up to $15,000).**Building ordinance coverage included in property limit.

• $25,000 personal property off premises and in transit.

• $10,000 for trees, shrubs and plants (not to exceed $1,000 on any one tree, shrub or plant).

• $25,000 valuable papers and records coverage (may be increased up to $250,000).**

• $25,000 accounts receivable coverage (may be increased up to $250,000).**

• $10,000 fine arts coverage (may be increased up to $250,000).**

• $10,000 recharging of fire protection systems.

• $20,000 additional media and data coverage (may be increased up to $250,000).**

• Fire department service charge is now actual loss sustained in lieu of a $5,000 limit.**

• Identity recovery coverage is now included. This coverage provides case management service and expense reimbursement coverage if certain requirements are met.**

Crime

• $10,000 money on premises and $5,000 money off premises.

• $15,000 employee dishonesty.

• $10,000 forgery.

BUSINESS LIABILITY
Coverage is provided for the following exposures:

• Business liability ($1,000,000 occ/$2,000,000 agg or $2,000,000 occ/$4,000,000 agg limits available).

• Personal injury and advertising injury.

• Hired and non-owned auto liability.

• Medical expenses ($10,000 limit).

• Umbrella Coverage (up to $10 million)

OPTIONAL COVERAGES
Deductible Waiver Option

• Option to waive the named insured’s property deductible when the named insured and the company mutually agree to choose elastomeric roof coating in place of roof replacement to repair cosmetic loss or damage to roof coverings caused by wind or hail.

• Currently available in Arkansas, Colorado, Kansas, Oklahoma and Texas.

System Protection

• Coverage for equipment breakdown exposures including security systems; electronic gate systems; HVAC compressors, pumps, fans and blowers; and business equipment to include computers, cash registers, telecommunication systems and photocopy machines.

Earthquake

• Not available in California or Alaska.

Employment Practices Liability

• Coverage for claims against the insured for wrongful employment practices.

• Includes defense against allegations.

Data Compromise Coverage

• Coverage provides a variety of assistance to insureds pertaining to a wide range of possible data breaches such as electronic theft or hacking (available in most states).

Employee Resident Manager’s Personal Liability

• Personal liability coverage for resident managers.

So if you think your facility doesn't have all the coverage it needs, call toll free at 1-800-528-1056 to speak to a Customer Care Representative, or e-mail us at: insurance@minico.com  or customercare@minico.com 

And make sure to check out our website